Health Insurance Coverage Plans

The European Health Insurance Card (EHIC) entitles citizens of EU nations to receive free or discount medical care whilst travelling within the EU. But what a lot of people don't realise is that it is no substitute for travel insurance. The EHIC isn't something that is going to fully protect your wallet from the costs of treatment abroad, and definitely does not cover things like replacement flights.

We in the Britain are lucky to have a great and free healthcare service, but elsewhere in the EU this is not always the case. Some courses of treatment, operations, or other services will need to be partially subsidised by the patient. The EHIC is bound by the conditions of the hospitals country, not by the home country of the patient, and so might surprise you when it comes to payment.

Prescription costs - Some prescriptions will be subsidised with the EHIC, but not to the full amount and some will not be subsidised at all. Without travel insurance you could end u p paying for any prescriptions, and while most drugs don't cost the earth some medications can be quite expensive.

For example, if you take a holiday in France with an EHIC Card but without travel insurance, you would be culpable for the following costs in the event you needed to receive medical attention:

Hospital fees - Something else not included in EHIC cover is the surcharge that hospitals in France tag onto a patients bill for every day that they are an in-patient. Most medical conditions fortunately do not need the patient to stay for a long time, but some do, as in the case of broken limbs or when the patient must be monitored.

It is a simple fact that travel insurance would have covered all these eventualities. Not to mention all the things covered besides medical bills, and then only in the EU. An EHIC will not pay for another flight should you miss one due to illness, or pay for lost luggage, or cover you for personal accidents whilst overseas. T ravel insurance is simply indispensable. The

EHIC has its uses but should not be relied on solely. Humana Health Insurance also provides you with all of the resources that you need to ensure that you are getting support as soon as you need it. Whether it is with out online discussion forums in which you are able to speak with a representative directly, or whether you prefer to talk one of our customer service representatives on the telephone we have it all for you.

Our customer service is very important to us as it gives is a chance to directly speak with our consumers and actually listen to their questions comments and concerns. We at Humana Health insurance pride ourselves on having the best customer service in the industry while being able to provide each and every customer with individualized service. There is no doubt about it that Humana health insurance provides its consumers the utmost coverage is offered at the most cost effective price.